Marsh Agency Offers Pendant As Your Fertility & Family Building Benefit
Whether you’re growing your family through fertility care, adoption, or surrogacy, Pendant is here to support you. Get personalized guidance, trusted resources, and support to help you navigate your path to parenthood with confidence.
Your Pendant account will be ready to activate on January 1, 2027.
Questions about your benefit?
Reach out to a Pendant Care Navigator.
877-89-MARSH (877-896-2774) member@pendanthealth.comPendant and
Benefit Overview
Marsh Agency employees and spouses/domestic partners enrolled on a Marsh Agency-sponsored Anthem medical plan have access to:
Fertility treatment*
$40,000
lifetime maximum shared with donor, surrogacy and adoption
Per eligible member
Donor, surrogacy and adoption
$40,000
lifetime maximum shared with fertility treatment
Per eligible employee
Travel for treatment
$2,500
per year, on top of the maximum only for members who reside >50 miles from an in-network clinic
Per eligible member
*Fertility treatment services are subject to any applicable cost share under the Anthem medical plan
Fertility Treatment
- Fertility consultation1
- Assessment and initial work-up1
- Intrauterine Insemination (IUI)
- In Vitro Fertilization (IVF)
- Medically necessary egg/sperm freezing (preservation)
- Fertility medications
Donor and Surrogacy Services
- Donor coaches
- Donor-assisted family building
- Surrogacy coaches
- Eligible surrogacy-related or donor-related expenses3
Adoption Services
- Adoption coaches
- Eligible adoption-related expenses3
Travel Reimbursement
- Travel expenses for covered services if you reside >50 miles from an in-network clinic2
1Pre-treatment consult and initial work-up will not go towards your $40,000 lifetime maximum
2Travel reimbursement provides coverage for up to $2,500 per year and will not go towards the lifetime maximum
3Donor, surrogacy and adoption reimbursement benefit is only available to the eligible employee (employee to submit expenses on behalf of the family); eligible reimbursable expenses are noted in the Pendant Health Benefit guide
Most Asked Benefit Questions
Coverage varies by plan. Depending on yours benefits may include fertility testing and treatment such as IUI, IVF, fertility preservation, fertility medications, and other family-building services. Your plan determines which services are covered and any limits or restrictions that apply. Activate your account and sign in to the Pendant member portal to see details of your coverage.
Start by connecting with a Pendant Care Navigator. Your Care Navigator can help you understand your benefits, weigh your options, find participating providers, and guide you through the next steps in your family-building journey.
You can start by reviewing your benefit and utilization information in the Pendant member portal . You can also connect with a Pendant Care Navigator who can walk you through your available benefits and answer any questions about coverage.
Pendant can help you identify participating providers in our network and understand your options before you begin care. Sign in to the Pendant member portal and enter your ZIP code to find participating clinics near you; or contact a Pendant Care Navigator for personalized support.